Santander and LendInvest reduce rates

  • by Henry Thomas
  • November 4, 2025
  • 60 views

All home mover products at 75%, 85%, 90% and 95% loan-to-value (LTV) two-year fixed rates have been cut by as much as 0.10%, while LendInvest Mortgages has cut rates across a selection of residential mortgage products

Santander has lowered rates across its residential fixed rates across its Home Mover and New Build Home Mover ranges.

All home mover products at 75%, 85%, 90% and 95% loan-to-value (LTV) two-year fixed rates have been cut by as much as 0.10%.

In addition, all 75% LTV three-year fixed rates have gone down by up to 0.10%, while all 75%, selected 85%, and all 90% and 95% LTV five-year fixed prices have been cut by up to 0.04%.

The 75% LTV three-year fixed rate with a £999 fee and £250 cashback has been reduced by 0.10% to 3.86%.

All new build home mover products at 75%, 85%, 90% and 95% LTV two-year fixed rates were cut by up to 0.10% and all 75% LTV three-year fixed rates have gone down by as much as 0.10%.

The bank has also lowered all 75%, selected 85%, all 90% and 95% LTV five-year fixed rates cut by up to 0.04%.

The 75% LTV two-year fixed rate New Build Exclusive with a £999 fee and £250 cashback has been lowered by 0.10% to 3.86%.

As part of Santander’s ‘no dual pricing’ pledge to brokers, the new pricing is available to all customers, whether they are applying via a broker or direct.

Elsewhere, LendInvest Mortgages has cut rates across a selection of residential mortgage products.

The lender’s Premier and Advantage tier range of residential mortgages will see rates lowered by 15 basis points, with the lowest rates starting at 4.99%.

Earlier this year in March, LendInvest reconfigured its credit criteria, allowing for various types of adverse credit, including CCJs and defaults, across all four tiers.

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