Terms of use

TERMS OF USE
Last updated: [DATE]

1. About these terms
These Terms of Use govern access to and use of investforproperty.co.uk (Invest For Property), including its articles, videos, guides, downloads and other content.
By using the website, you agree to these terms.
If you do not agree, you should stop using the website.
The website is operated by:
Cas Media Group Publishing Ltd (CMG Pub)

2. Information and education only
The website and its content are provided for general information and educational purposes.
They do not constitute:
- investment advice;
- financial advice;
- legal advice;
- tax advice;
- accounting advice;
- property advice;
- a personal recommendation; or
- an offer, invitation or solicitation to buy, sell, subscribe for or otherwise participate in an investment.
The content has not been prepared with regard to any visitor's individual objectives, financial circumstances, investment experience, knowledge, tax position, need for liquidity, capacity for loss or tolerance for risk.
You should not use the website or any guide as the sole basis for making, changing or declining an investment decision.

3. No investment service
Unless expressly stated otherwise and supported by appropriate regulatory permissions:
- Invest For Property does not arrange investments through this website;
- Invest For Property does not assess whether an investment is suitable or appropriate for you;
- submitting a form does not establish an advisory, client, fiduciary or agency relationship;
- receiving a guide or communication does not make you a client; and
- the website does not guarantee that any opportunity will be made available.

4. Independent assessment
Before acting in relation to property or any investment, you should:
- carry out your own due diligence;
- read the relevant legal and investment documents in full;
- verify material statements independently;
- assess the downside as well as the potential benefit; and
- obtain advice from appropriately qualified and, where relevant, authorised advisers.

5. Accuracy and availability
We take reasonable care when preparing content, but we do not guarantee that it is complete, accurate, current, free from error or suitable for a particular purpose.
Property markets, taxation, regulation, funding arrangements and investment structures may change.
Any date-sensitive material should be checked against current primary sources before it is relied upon.
We may amend, withdraw or suspend content without notice.

6. No guarantee of outcomes
Any examples, illustrations, forecasts, projections or hypothetical scenarios are provided only to explain a concept.
They are not guarantees or reliable indicators of future performance.
Property values and income can fall as well as rise. Timetables can be delayed. Capital may not be returned when expected or at all.

7. Intellectual property
Unless otherwise stated, the website and its content, including text, branding, graphics, guides, videos, structure and design, are owned by or licensed to Cas Media Group Publishing Ltd (CMG Pub).
You may:
- view the website;
- download a guide for personal, non-commercial use; and
- print a reasonable number of copies for personal reference.
You must not, without prior written permission:
- reproduce or republish substantial parts of the content;
- modify or create derivative commercial materials;
- remove branding, notices or risk warnings;
- sell, license or commercially distribute the content;
- use the content to imply endorsement; or
- use automated tools to extract or reuse substantial content.

8. Acceptable use
You must not:
- use the website unlawfully;
- attempt unauthorised access;
- introduce malware or harmful code;
- interfere with website operation;
- misuse forms;
- impersonate another person;
- submit false or misleading information;
- scrape the website at scale without permission; or
- infringe another person's rights.

9. Links
Links to third-party websites are provided for information or convenience.
We do not control and do not endorse third-party content merely by linking to it.
You use third-party websites at your own risk and subject to their terms.
You may link to our homepage in a fair and lawful manner that does not damage our reputation or imply an association or endorsement that does not exist.

10. Liability
Nothing in these terms excludes liability where exclusion would be unlawful, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot legally be excluded.
Subject to that:
- the website is provided on an "as available" basis;
- we are not responsible for investment decisions made in reliance on general educational content;
- we are not responsible for losses arising from inaccurate, incomplete or out-of-date third-party information;
- we are not responsible for indirect or consequential loss; and
- we are not responsible for interruptions, viruses or technical problems outside our reasonable control.
Any liability wording should be reviewed by a UK solicitor and adjusted according to whether users are consumers, businesses or both.

11. Privacy and cookies
Our handling of personal information is explained in our Privacy Policy.
Our use of cookies and similar technologies is explained in our Cookie Policy.

12. Changes
We may amend these Terms of Use.
The current version will be published on this page with the date of the latest update.

13. Governing law
These terms are governed by the laws of England and Wales.
The courts of England and Wales will have jurisdiction, except that a consumer resident elsewhere may have rights to bring proceedings in their home jurisdiction.

14. Contact
Questions about these terms may be sent to:
datacontroller@cmgpub.co.uk